yield spread premium mortgage
5 Shocking Mortgage Rates Trends Defy Expectations
5 Shocking Mortgage Rates Trends Defy Expectations Mortgage spreads narrowed by 12 basis points in September 2026, even as the 10-year Treasury jumped 35 basis points, showing borrowers are paying less premium despite higher yields. The paradox has left many homebuyers and refinancers scratching their heads about the true cost